PORT MACQUARIE HASTINGS

FINANCIAL PLANNING PTY LTD

Financial Planning Services

Investments

Advice in relation to investment options including direct shares and managed investments. 

For clients who prefer not to buy and sell their own shares but wish to build a share portfolio, we can attend to the purchasing and monitoring of listed investments.

Superannuation

Many people find superannuation too complex to understand.  As a result we find new clients have superannaution accounts which have not been reviewed on a regular basis.  Checking simple things such as your current address is important to ensure your super isn't lost as well as reviewing more complex issues such as nominated beneficiaries, investment options, insurances and Transition-to-Retirement pensions etc.  We can review your current superannuation accounts and advise you about aspects which need to be updated and also changes to your superannuation arrangements to achieve better outcomes.  We will also take the time to explain how superannuation works, the tax advantages it offers and how it can help you achieve your goals.

Self-Managed Superannuation

We offer a full service to Self-Managed Superannuation Funds (SMSF).  We can set-up funds, provide advice in relation to investments, superannuation strategies, pensions as well as implement recommendations. Through Port Macquarie Hastings Tax & Accounting Pty Ltd, we provide administrative services, bookkeeping, year end accounting services as well as arrange for Actuarial reports and annual audits. Whether you need advice or assistance in relation to an existing fund or want to know whether a self-managed superannuation fund is suitable for you we are only a phone call away.

Risk Insurance

As we all know life is full or risks.  Do you need Life insurance, Total and Permanent Disability (TPD) insurance, Trauma cover, Income Protection or Business insurance? How much cover would protect you, your family or your business?  Should this insurance be within superannuation or outside?  We can provide advice which considers all these issues.

Retirement Planning

When considering planning for your retiement we can provide strategies to ensure you make the most of your fiancial circumstances.  Are you appropriately invested,  are your superannuation contributions optimal, is a Transition-to Retirement pension a suitable option, can you employ a re-contribution strategy, what pension strategy will work best for you, are you facing taxation or Centrelink issues?  We can provide advice to ensure you are well prepared for your retirement.

Estate Planning

Estate Planning is a issue for anyone with assets and a family.  Making sure your assets are distributed in line with your wishes and in the most tax effective manner possible for your beneficiaries is important. Estate Planning should be considered no matter your stage of life. Make an appointment to discuss your estate and the actions you can take to protect your family. 

Port Macquarie Hastings Financial Planning Pty Ltd is a Corporate Authorised Representative (No. 322684) of

Capstone Financial Planning Pty Ltd.  ABN 24093 733 969. Australian Financial Services Licence No. 223135.

 © 2019 Port Macquarie Hastings Financial Planning Pty Ltd.